Yes, Anoka County has a housing repair / rehabilitation programs available to income-qualified homeowners. Rehabilitation is intended to improve housing quality standards – it will not pay for additions or luxury-type improvements. If approved and work is completed, a lien is placed against the property in the amount of costs incurred. The lien is a deferred loan on which no interest accrues and it is considered a “special mortgage” by the state. The county currently administers two state (Minnesota Housing Finance Agency - MHFA) rehab programs:
-“Emergency and/or Accessibility” rehab program for income- qualified homeowners AND
-“Rehab Loan” program for very low income homebuyers
Anoka County funds its own housing rehab program for low/fixed income homeowners. This program is available to all county residents except in the City of Coon Rapids which Coon Rapids runs its own housing rehab program. As with the state’s program, completed rehab work will result in a deferred, no interest loan/lien being placed against the homeowner’s property.